In accordance with World Bank reviews, approximately 70% of all micro, small and medium enterprises in emerging markets have no access to credit. In fact, small and medium enterprises are the most promising targets for investors. Because it can help the development of business so that the positive impact of improving welfare and reduce the gap.
Solutions to reduce credit disparities require three key belief characteristics, processes and full-to-end financing structures that support exponential growth. The blockchain design makes it possible to ensure the highest transparency and trust, enabling it to automate the process using smart contracts and its decentralized nature enabling exponential member growth in blocked solutions.
Solution - Network Debitum
Borrowing money is all about trust. Using a trust-based blockchain solution, Network Debitum ensures the trust required for all partners, especially investors, to operate within the ecosystem.
The Debitum Network is based on three important pillars that ensure uniqueness, disruption and will also ensure positive results on small credit slots :
There are 154 countries represented by the World Bank where SMEs are experiencing credit disparities and where solutions such as the Network Debitum can help close the gap by providing partner ecosystems and linking them with global investors.
Because the Debitum Network is the initial market maker and facilitator to solve the worldwide credit gap by connecting SMEs with global investors who can rely on services provided by local or regional parties, ie verification, risk assessment, insurance, debt collection. It is possible to attract global investors to distribute their available capital and attract SMEs to borrow and finance their growth; However, to make the whole ecosystem truly decentralized, global and self-service providers will be organized into 'communities'.
A truly decentralized and truly globalized society, comprised of various service providers and 'institutional borrowers' - alternative finance companies have served SMEs who can attract more global investment and restructure their portfolios using the Debitum Network.
By combining block and efficient block-based fiat and financing operations, Debitum Network ensures high interest from SMEs and investors. Because borrowing is primarily driven by a belief in the borrower's ability to repay, Network Debitum will ensure that all transactions will be interconnected with intelligent arbitration trust contracts that will provide an objective trust rating for each single partner as well as partner community (eg, a community of assessors risk in one country).
To ensure the objectivity of Debitum Network trust arbitrage from smart contracts will be based on hard blockchain-based facts such as intelligent contracting services involved, principal loan amounts working with and others. A 'positive' experience (such as the successful execution of a service intelligent contract) will add some points of confidence assessment, while a 'negative' experience (such as failure to provide service over an agreed period of time) will reduce some points of trustworthiness This will allow investors to clearly see the level of trust of the opponent involved in any single financing agreement and will also motivate the borrower, service provider community and individual partners to act responsibly.
- Investors will clearly see the level of confidence of potential borrowers and will be able to make decisions vs. confidence. interest rate.
- Anyone will clearly see the level of trust of the other opponents who offer this service and will be able to create vs. trust. service price decisions
- People see how their members behave, allowing organizational decisions based on acquired beliefs or losing the ability to have goal-based information and trust to decide the distribution of available capital to finance SMEs and loans are opportunities that currently do not exist for investors. Therefore, the Debitum Network creates a new market, a new asset class that will meet global investor demand, attract their available capital and solve the worldwide credit gap challenge for SMEs.
The Debitum Network is a comprehensive middleware with its core running on the Ethereal blockchain and a number of gateways ready to incorporate counterparty running other standard distributed applications. Because the Debit Network does not incorporate its own consensus mechanism, its attack on sensitive data resistance and fault tolerance equals Ethereal issues. For the same reason, Debitum does not have a common mode failure problem.
For security purposes, system infrastructure will be public, easily available to everyone, and private, controlled by system administrators, subnets. The adapter will communicate with the ecosystem through load balancers in a common subnet whose primary purpose is to send data to the ecosystem on the private subnet.
- User management : Network Users Debitum can register securely on the system and manage their profile, as it provides data for all system participants in different groups.
- Asset management : Confirmed users will be able to operate with assets such as Fiat Loan, Investor and Facilitator
- Risk assessment management : Confirmed users will be able to enroll in the risk assessment community, provide risk assessment services, manage the community as managers. In addition, investors, borrowers, Fiat Facilitators will be able to book an asset risk assessment and assess the risk assessor.
- Debt collection management : Confirmed users will be able to enroll in the debt collection community. Investor, Fiat Facilitator will be able to order collection of debts from the collecting community and billing rates provided by the service.
Smart Contract
Ethereum's smart interlinked contracts will provide the possibility to distribute ownership of process streams managed by different communities. Smart Debitum Network contractual standards will facilitate a settlement flow between the service provider community, the investor, the fiat facilitator, and the borrower. To illustrate the functionality in question, we provide a workflow scheme that reflects the flow of communication on the blockchain between different ecosystems :
The goal is to create a fast-growing, reliable, independent, and global financing business ecosystem, the Debit Network, built around its members and using a single crypto ecosystem - the Debitum token to pay for all the services it provides.
There are two intrinsic values for the Debitum sign, namely :
- 'Value Exchange' as a Debitum token is the only means of payment within the Debitum Network
- 'Toll' as all service providers must 'freeze' a number of Debitum tokens to ensure the implementation of future services through the Trust Arbitrage mechanism
Additional tokens will be available for later purchases in accordance with Debitum's business plan.
- Name : Debitum (DEB)
- Blockchain : etereum-based token (ERC223)
- Provides : 400 million tokens
- Deposit Method : Ether (ETH)
- Hard Hat : 24,000 Ether (ETH)
- Round A starts : December 7, 2017 at 15:00 GMT
- Round A End : December 21, 2017 at 15:00 GMT
- Result : 1.2 million USD collected
Round B
- Round B Start : January 25, 2018 at 15:00 GMT
- Round B Expires : February 25, 2018 at 15:00 GMT
- Round cap b : 20,000 Ether (ETH)
Learn more about what we've accomplished so far, our short-term plans, and what we'll create together
Team
Mārtiņš Liberts - [ CO-FOUNDER / VISIONER ]
Established executives and entrepreneurs with deep insight into technology, finance, and the future.
Donatas Juodelis - [ CO-FOUNDER / PARTNER RELATIONS ]
Global network filters make strong connections around the world and have the ability to inspire individuals to join the cause.
Justas Šaltinis - [ FOUNDER / FINANCE FOUNDER ]
Successful certified CFAs with established track records in creating alternative eco-financing systems.
Mažvydas Mackevičius - [ LEADING TECHNOLOGY / BLOCKCHAIN TECHNOLOGY AUTHOR ]
Certified company architects with in-depth experience in developing secure and measurable financial and global solutions.
Märt Lume - [ MAIN PRODUCT MANAGER ]
Employee # 1 in what is loose. Has produced many successful consumer and enterprise software projects in the last 10 years.
Monika Varkalytė - [ CHIEF MARKETING OFFICER ]
Inspirational professionals have a strong brand creation, marketing and UX / UI background.
Reginaldas Raila - [ SOFTWARE DEVELOPER ]
Experienced company developer that focuses on developing business process automation for financial and payment solutions.
Andrius Bilinevičius - [ SOFTWARE DEVELOPER ]
A passionate, front-end developer focused on user experience and design, constantly improving its archiving and filing capabilities.
Tomas Babelis - [ SOFTWARE DEVELOPER ]
Excited about his master's degree in theoretical physics and astrophysics, loves solving complex and algorithm-based challenges.
Paulius Gasėnas - [ SOFTWARE DEVELOPER ]
Integration craftsmen can connect two solutions that ensure the security and scalability of a high-end solution.
Vytis Papečkys - [ BUSINESS DEVELOPMENT MANAGER ]
Enjoying international communities and networks, having a strong taste and happy working on meaningful projects.
Eglė Sereičikienė - [ OPERATIONS ]
Detail oriented professional with extensive experience in SME financing operations.
Evelina Stundžienė - [ COMMUNICATION MANAGER ]
Evelina is a great copywriter and translator, with background social media, communications, and community management.
Skaistė Idzelienė - [ PRODUCT OWNERS ]
Skaistė is a business-minded strategic thinker with experience in international media, IT, and telecommunications companies. Her extensive career experience and knowledge in IT product management and the development of the Real Estate Platform allows her to develop a number of strong technical and business skills.
Advisory Board
Eyal Hertzog - [ FOUNDER OF BANCOR / CRYPTO ADVISORY ]
Since 2014 Eyal has worked in the Gate crypto space, starting with AppCoin, empowering local people with local currency, and now Bancor Protocol, a fully distributed chain conversion solution, between network-connected tokens, through low cost, ongoing and intelligent contract liquidity mechanisms that can be adjusted. Bancor successfully completed the sale of the record tokens in June 2017, garnering more than $ 153 million for BNT, the Bancor Network Token, which serves as a hub link to Bancor Network ™, a decentralized liquidity network that allows any integrated tokens to be instantly converted into other, non-counterparty .
Tadas Langaitis - [ ADVISOR OF INVESTOR RELATIONS ]
Tadas Langaitis is one of the first certified CFA Level III professionals in the Baltic region, he has been a partner in an investment bank and investment fund, working on the first VC fund in the Baltic countries. Tadas has been one of the founders of many successful companies, including major international IT companies Nortal. He also co-founded several nonprofit organizations, communities, and successful non-profit community movements. Tadas is an experienced business angel and a leading member of parliament today.
Ian Scarffe - [ ICO Advisors ]
Ian Scarffe is a serial entrepreneur, investor and consultant with business experience from around the world. As a prominent businessman, Ian is on a personal mission to develop a culture of entrepreneurship, helping beginners reach their full potential while helping expand existing companies. Ian has established 'Binkplus', a startup incubator in Europe. A prominent expert in the Bitcoin, Blockchain and Crypto industries, Ian is at the heart of revolutionizing the finance industry worldwide and is currently consulting and advising multi-million dollar companies.
Andrius Bogdanovičius - [ RISK ASSESSMENT ADVISORS ]
Andrius Bogdanovičius leads Creditinfo bureau in Lithuania for more than 10 years. Creditinfo helps financial institutions, telecommunications companies and other entities in Lithuania to implement crediting solutions. Andrius is also chairman of the financial services company FINCO association and a member of the supervisory board of : Creditinfo Eesti ( Estonia ) and Kreditinformacijas Birojs ( Latvia ).
Andrius Nikitinas - [ ADVISER OF INTERNATIONAL BUSINESS DEVELOPMENT ]
As Attache for commercial relations with 3 countries Andrius represents Lithuania at the highest level of Diplomatic activity including meeting with Heads of State and high officials / politicians. Andrius is the longest serving Commercial Attache from the Baltic States to the UK. This is because it succeeded in fostering trade between the UK and Lithuania.
Michael Ricks - [ ADVISORY OF FINANCIAL SERVICES ]
Michael is a fintech innovator, building new businesses on factoring, mobile payments, alternative asset financing, insurance, and risk management. He has become a regional, regional and global leader and partner in the financial services practices of three of the "Big Four" consultants, as well as partners at a London investment bank. Government and industry seek advice on cyber security. He is an active member of the angel and business board, accompanying the company from startup through the exit.
Peter Howitt - [ LEGAL ADVISOR ]
Peter is a qualified Englishman, and Gibraltar recognizes lawyer and founder of Ramparts, a European law firm based in Gibraltar with experience in e-games, electronic payments, FinTech, DLT and Blockchain. Peter advises clients on the sale of Coins and Tokens and regulated financial services. Peter combines his legal knowledge and experience with a pioneered 'can-do' attitude and the ability to find opportunities at the crossroads between business, technology, and regulation.
James Downton - [ MARKETING ADVISORY ]
Founder of "Plc Marketing Group" ( IPO'd in May 2016 ). He is also the CEO of a successful marketing agency "Clickverta". James's knowledge of digital marketing brings much value to the "Debit Network" and his strategic experience in the IPO benefits the ICO " Debitum ".
Lex Sokolin - [ ADVISER FINTECH ]
Lex Sokolin is a Fintech businessman and futurist. He is the Fintech Global Director of Strategy on Autonomous Research and is the author of the key analysis of "Token Mania". Previously, Lex was Founder & COO AdvisorEngine and Founder & CEO of NestEgg Wealth, and holds a JD / MBA from Columbia University.
Venerable Richard Evans - [ ADVISOR OF INVESTOR RELATIONS ]
Richard has been a highly motivated professional networker, dealer for more than 25 years. Since youth, he has built up excellent business relationship skills including sales, marketing, branding and future generations. At Centurion Press Group ( 1990-2003 ) as Shareholder and Board of Directors, he founded the Voluntary Service Sector Division that created multi million pounds of sales.
LEGAL PARTNERS
PARTNERS AND SUPPORTERS
APPRECIATION
To find out the relevant details about this Debitum project, follow these links :
- Website: https://debitum.network/
- Whitepaper: https://debitum.network/whitepaper
- Facebook : https://www.facebook.com/DebitumNetwork/
- Twitter : https://twitter.com/DebitumNetwork
- Telegram : https://t.me/joinchat/G6KFmURKsu0FIfJetJ3mOA
Author Article : xiomynote04
ETH : 0x6Aa76052521184f5a3adcfD24BaB274b0D811A86
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